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Car Loans For People With Bad Credit

People with poor credit history may experience trouble buying a car on credit with finance. Fortunately there are a few companies who specialise in car finance for people with a bad credit rating, poor credit score or people refused a car loan elsewhere.

These companies will help you purchase the vehicle you want and can supply all the popular models from all the leading makes such as Ford, Vauxhall and Citroen. 

Even if you have had debt problems in the past, if you are in the armed forces, or self employed, they can help.

The companies listed offer poor credit car finance to virtually everyone aged 18 or over, with a current full UK Driving Licence and proof of income.

1st 4 UK Loans

ProviderAPR VariableCommentsDetails
30.2% Are you having trouble getting car finance?

Poor credit history?
Bankrupt, IVA, CCJs, defaults?
Need to borrow between £5,000 and £25,000?
Previously refused finance or credit?

No problem, Moneybarn can help. Source the vehicle yourself from a reputable dealer of your choice, apply for car finance online in less than 2 minutes and you could be driving away in your new car sooner than you think!

By considering a number of factors not related to your credit score, Moneybarn are able to offer car loans to over 90% of applicants each month.

Apply online today.
44.9% ACF Car Finance provides car finance and cars, serving a wide range of customers who often have difficulty obtaining credit from conventional high street sources.

Bad credit history? Looking for a quality used car? No problem! Apply online today.

Every car undergoes a 136 point vehicle inspection and an independent MOT. A wide selection of popular makes and models are available and the majority of cars are between 2 - 4 years old.
Representative Example
Typical loan example: £3,000 loan
36 monthly repayments at £140.27 per month
Total amount payable £5,049.84
APR 44.9% variable, subject to status and affordability
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