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Intelligent Finance

Intelligent Finance is a division of Halifax plc offering customers a range of banking services and a radical new approach to finance - by phone, over the internet and with professional advisers.

Intelligent Finance offers two types of loan; a direct personal loan and an offset personal loan.

A direct personal loan allows you to borrow between 1,000 to 25,000. Repayments can be made over 12 to 84 months and there are no fees for early settlement, allowing you the flexibility to pay off your loan at any point.

An Intelligent Finance offset loan allows you to borrow between 1,000 and 25,000. The loan can be repaid over 1 to 8 years and is flexible so you can make one-off payments whenever you want.

The innovative way in which Intelligent Finance operates also means that you could offset any savings you have against your loan, paying no interest on part of the loan and enabling you to pay it off early.

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